Why Personal Medical Cover Matters

In a world where health costs continue to rise, having reliable insurance is no longer optional it’s essential. Whether you’re self-employed, transitioning between jobs, or simply seeking more control over your healthcare choices, a personal plan makes sense.

At Up and Go Insurance Agency, we understand that your health is personal. You need flexibility, affordability, and a solution that fits your life not someone else’s. That’s why we offer tailored options for anyone looking for affordable Individual medical cover that doesn’t compromise on quality.

What Is Individual Medical Cover?

Individual medical cover is a health insurance policy purchased by one person for their own healthcare needs, outside of a group or employer-based plan. It’s designed for:

• Freelancers and consultants

• Entrepreneurs

• Retirees below the pensionable age

• Recent graduates and young adults

• Single parents

This kind of cover ensures that you receive the medical attention you need without facing financial strain.

What Makes a Cover Affordable Yet Reliable?

When we talk about affordable Individual medical cover, we don’t just mean low premiums. We look at value, benefits, flexibility, and accessibility.

An ideal plan should include:

1. Inpatient Cover

Covers hospitalization costs, including surgery, room charges, and diagnostics.

2. Outpatient Services

From routine doctor visits to specialist consultations, outpatient cover keeps your day-to-day care manageable.

3. Chronic Disease Management

Diabetes, hypertension, and other long-term conditions should be covered.

4. Emergency Services

Accidents and emergencies are unpredictable. The right policy includes 24/7 support and hospital access.

At Up and Go Insurance Agency, we help you balance all these features with cost, so you don’t sacrifice care for savings.

We know what you’re thinking why go for an individual plan when there are public or employer-backed options?

Here’s why:

• Freedom of Choice
  You select your hospital, your doctor, and your benefits.

• Portability
  Change jobs, move towns, or take a career break your insurance moves with you.

• Custom Limits
  Choose the amount of coverage that fits your budget and health condition.

Our team at Up and Go Insurance Agency helps you design a policy that’s just right. Not too little, not too much just enough to keep you protected and confident.

How We Help You Find the Right Cover

Insurance doesn’t have to be complicated. We make it easy.

When you visit Up and Go Insurance Agency, we guide you through:

1. Needs Assessment
   We ask the right questions: Are you looking for inpatient-only or full medical? Do you need maternity? Are you planning to travel often?

2. Provider Comparison
   We work with top insurance providers in Kenya to give you multiple options.

3. Budget Matching
   We’ll help you find the affordable Individual medical cover that delivers maximum value within your budget.

4. Fast Processing
   From quotes to documentation, we make the process fast and friendly.

We don’t just sell insurance. We walk with you every step of the way.

What to Ask Before Choosing a Plan

To make the most informed decision, ask:

• What hospitals are in the provider’s network?

• Is there a waiting period for chronic or pre-existing conditions?

• What happens if I need specialist care or surgery?

• Are there any exclusions or limits I should know?

We’re here to answer all these questions and more. That’s what makes Up and Go Insurance Agency your trusted insurance partner.

Affordable Plans That Work for You

Many people assume that individual cover must be expensive. That’s not true. You can get reliable health protection without overspending.

Our goal is to connect you with the affordable Individual medical cover that works for your income level and healthcare needs.

And it’s not just about premiums. It’s about long-term savings fewer out-of-pocket expenses, better preventative care, and financial peace of mind.

Let’s Secure Your Health Today

You can’t predict the future but you can prepare for it. A single medical emergency can set you back thousands. Don’t let that happen.

At Up and Go Insurance Agency, we’re committed to helping Kenyans secure the future with dependable and affordable Individual medical cover options. We’ll help you understand, choose, and confidently manage your plan so you’re always one step ahead of uncertainty.

📍 Visit Us:
Njengi House, 3rd Floor, Tom Mboya Street, Nairobi
📞 Call/WhatsApp: +254741133544
📧 Email: info@upandgoinsuranceagency.com / support@upandgoinsuranceagency.com