We all want to live healthier, longer lives. But no one can predict when an illness or accident will strike. The real question is: will you be financially prepared when it happens?

The best individual medical cover gives you access to quality healthcare when you need it most. Whether you’re self-employed, between jobs, or simply need a plan that’s not tied to an employer, the right medical cover gives you peace of mind and control over your health.

At Up and Go Insurance Agency, we help you find affordable, flexible, and dependable health solutions tailored to your needs.

Why You Need a Personal Medical Cover

Medical emergencies don’t wait. A sudden illness or injury can land you in the hospital with bills you never expected. Without proper coverage, you may be forced to dig deep into your savings or borrow money.

That’s why an individual medical cover is more than a policy. It’s a lifeline.

With the best individual medical cover, you can:

  • Access top-rated private hospitals

  • Enjoy faster treatment without long public queues

  • Get covered for chronic conditions and specialized care

  • Secure your financial future from unexpected medical costs

We know how important your health is, and that’s why we treat every client like family.

What the Best Individual Medical Cover Should Include

Not all plans are equal. That’s why we help you compare and choose a cover that offers real value. Here’s what we believe the best cover should include:

1. Inpatient Cover

This protects you when you’re admitted to hospital. It covers medical and surgical expenses, diagnostic tests, doctor’s fees, and more.

2. Outpatient Benefits

Includes consultation with general practitioners, medication, lab tests, minor procedures, and follow-ups.

3. Maternity Cover

For women planning a family, maternity cover offers peace of mind before, during, and after delivery.

4. Dental and Optical

Routine dental checkups, extractions, fillings, and glasses or eye exams should be included for full health care.

5. Emergency Evacuation

If you fall sick while traveling or far from a major hospital, emergency air or road evacuation is crucial.

At Up and Go Insurance Agency, we only recommend covers that combine wide protection, affordability, and reliability.

Tailored for You: Flexibility That Works

You don’t need a one-size-fits-all solution. What you need is something that works with your lifestyle, your budget, and your future goals.

Some plans allow you to:

  • Choose the hospitals you prefer

  • Pay in affordable monthly or quarterly installments

  • Add optional riders like chronic illness or personal accident cover

  • Adjust limits as your income grows

We help you compare Kenya’s top providers to find the best individual medical cover for your exact needs.

Who Needs Individual Medical Cover?

If you’re wondering whether this type of cover is right for you, here’s who we serve every day:

  • Self-Employed Professionals
    Freelancers, consultants, business owners if you’re your own boss, you need to insure your health.

  • Young Adults
    Graduates or first-time workers who are no longer on their parents’ plan need a reliable health solution.

  • Single Parents
    Covers you and your children under a secure plan with manageable premiums.

  • Early Retirees
    If you’ve left formal employment before retirement age, you still need dependable health care.

The best individual medical cover keeps you protected regardless of your career stage or life situation.

Working with Up and Go Insurance Agency

At Up and Go Insurance Agency, we’re not just selling policies. We’re building trust. We sit down with you, understand your goals, and guide you through every detail.

Here’s what makes us different:

  • Personalized Consultations
    We take time to listen and match you with the right plan.

  • Transparent Advice
    We break down everything no hidden charges, no industry jargon.

  • Fast Turnaround
    From quotation to activation, we make the process smooth and stress-free.

  • Ongoing Support
    If you ever need to upgrade, ask questions, or make a claim, we’re just a phone call away.

Visit us at Njengi House, 3rd Floor, Tom Mboya Street, Nairobi, or reach us directly via phone or WhatsApp at +254741133544. We’ll walk you through every step with care and professionalism.

What to Consider Before Choosing a Plan

Before selecting any plan, ask the right questions:

  • What are the coverage limits for inpatient and outpatient?

  • Are pre-existing conditions covered?

  • Is maternity included?

  • What is the network of hospitals?

  • Are emergency services part of the package?

We help you answer these and more, ensuring you get maximum value and peace of mind.

Secure Your Health, Secure Your Future

No one ever regrets being prepared. When the unexpected happens, you’ll be glad you made the right choice.

Let’s help you find the best individual medical cover one that fits your lifestyle, protects your health, and keeps your future secure. Because health is not a luxury it’s a priority.

📍 Visit Us: Njengi House, 3rd Floor, Tom Mboya Street, Nairobi
📞 Call/WhatsApp: +254741133544
📧 Email: info@upandgoinsuranceagency.com

Up and Go Insurance Agency protecting what matters most.