Running a business in Nairobi is exciting. The city is growing fast, and the opportunities are endless. But if your business relies on vehicles, whether it’s one car or a full fleet, you need to protect your investment. That’s where commercial car insurance in Nairobi comes in.

At Up and Go Insurance Agency, we help businesses like yours stay on the road safely, legally, and confidently.

What Is Commercial Car Insurance?

Commercial car insurance is a policy designed to cover vehicles used for business purposes. Unlike private car insurance, this type of policy focuses on the unique risks that come with running a business. Whether you use your car for deliveries, client meetings, or transporting goods, a commercial policy has you covered.

We understand the Nairobi market. And we know what it takes to keep your business vehicle protected from day-to-day risks.

Why Is Commercial Car Insurance Important?

In Nairobi, the roads are busy and unpredictable. Accidents happen. Cars get damaged. Sometimes, third parties are involved. Having commercial car insurance in Nairobi means you won’t be left paying huge repair bills or legal fees out of pocket.

Here’s why it matters:

  • Legal requirement: The law in Kenya demands at least a third-party motor insurance policy. If your car is used for business, a private cover won’t protect you.

  • Financial protection: You save money in the long run. Accidents and thefts can lead to big losses without proper cover.

  • Peace of mind: You focus on running your business, while we handle the risk.

Types of Commercial Car Insurance We Offer

At Up and Go Insurance Agency, we offer two main types of cover for business vehicles:

1. Motor Third Party Only

This is the most basic level of cover. It protects you from liability if your vehicle injures someone or damages their property. It’s affordable and meets the legal requirements in Kenya. If you’re just starting out or operate on a budget, this might be the right choice.

2. Motor Comprehensive Cover

This is the full package. It covers third-party liabilities plus theft, fire, and accidental damage to your vehicle. With a small extra cost, you can also add political violence and terrorism cover. If your vehicle is vital to your business, we always recommend this option.

When it comes to commercial car insurance in Nairobi, comprehensive cover gives your business the strongest protection.

Who Needs Commercial Car Insurance?

If you use your car for any kind of work beyond personal errands, you need a commercial policy. This includes:

  • Delivery services

  • Construction companies

  • Ride-hailing (Uber, Bolt, etc.)

  • Logistics and transport firms

  • Sales and marketing teams on the move

  • Small businesses offering home services

Even if it’s just one car, you’re better safe than sorry.

Why Choose Up and Go Insurance Agency?

We’re not just another insurance provider—we’re your business partner.

At Up and Go Insurance Agency, we make insurance simple, affordable, and reliable. Our team takes time to understand your needs and find a policy that works for you. We also offer fast quotes, easy claims processing, and ongoing support.

Here’s what makes us different:

  • We provide tailored solutions for each client

  • We work with top-rated underwriters in Kenya

  • We help you understand the fine print—no hidden surprises

  • We value your time with quick turnaround on claims

  • We’re based right here in Nairobi, so we understand the local scene

Our clients stay with us because we deliver real value. And we’re proud of that.

How to Get Commercial Car Insurance in Nairobi

It’s easier than you think. You don’t have to spend hours online or fill out endless paperwork. Just get in touch with us, and we’ll walk you through everything.

Here’s what we need:

  • Your vehicle details (make, model, year)

  • Your business use description

  • ID and logbook copy

  • Preferred type of cover (third party or comprehensive)

Once we receive your information, we give you a quote fast and with no strings attached.

When you choose Up and Go Insurance Agency, you get real people helping you make smart decisions.

Conclusion

Getting the right commercial car insurance in Nairobi is one of the best decisions you can make for your business. It protects your investment, keeps you compliant with the law, and gives you peace of mind.

At Up and Go Insurance Agency, we’re here to help you every step of the way. Whether you’re a small start-up or a growing logistics company, we’ve got the right solution for your needs.

Don’t wait until something goes wrong. Secure your business today.

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